Borrowing capacity calculator
Estimate the maximum home price for your income, debts and down payment. The lenders' stress test is included.
Your result will appear here
Fill in the form, then tap “Calculate”. It follows the same rules as the Cap app.
Good to know
The stress test
Lenders check that you could afford a higher rate than your actual one. The calculation accounts for it.
What lenders look at
Your housing costs, then all your debts, must stay under a set share of your income. (GDS and TDS ratios)
An estimate to guide you
Only a lender can pre-approve you. Use this result to get your bearings, not to decide.
The exact rates, ranges and limits are published, with their version, on the transparency page.