Cap by Aquendia

FHSA calculator

See how much your First Home Savings Account could grow to, within the allowed limits.

Above the allowed maximums, the calculation stops at the limit.

An assumption, not a promise. Leave empty to use our default.

No account needed. Your numbers are only used for the calculation. Nothing is tied to your identity.

Your result will appear here

Fill in the form, then tap “Calculate”. It follows the same rules as the Cap app.

Good to know

Deductible and tax-free

FHSA contributions are deductible, and a qualifying withdrawal to buy a first home is tax-free.

Open it early

Contribution room starts accruing when the account is opened, not before. A limited carry-forward is possible.

Combined with the HBP

The FHSA can be used together with the Home Buyers' Plan. The Cap app suggests an order of use.

The exact rates, ranges and limits are published, with their version, on the transparency page.